Your 3 best pet insurance options
Our benefits table enables you to quickly and easily compare the features of each plan. Bow Wow Meow's plans also come with a range of additional benefits.
Here's what's covered by each plan
| Accident Plan | Comprehensive Plan | Major Medical Plan | |
|---|---|---|---|
| Annual Benefit Limit | $8,000 | $8,000 or $12,000 | $8,000 or $12,000 |
| % of Vet bill covered | up to 80% | up to 80% | up to 80% |
| Per-Condition Excess (choose your preferred excess) |
$Nil or $100 per each unrelated condition | $Nil or $100 per each unrelated condition | $500 per each unrelated condition |
| Covers accidental injury |  |
Covers accidents, illness and injury | Cover for accidents, illness and injury with lower premiums |
| Consultations and visits | |
|
|
| After-hours emergency visits | |
|
|
| Specialist care | |
|
|
| Laboratory & diagnostic tests for covered conditions | |
|
|
| Hospitalisation | |
|
|
| Radiology | |
|
|
| Medicines & drugs | |
|
|
| Surgery | |
|
|
| Cruciate ligament surgery | |
|
|
| Hereditary & congenital conditions | N/A | |
|
| Covers illnesses |  |
|
|
| Cancer treatment | |
|
|
| Skin conditions eg. allergies | |
|
|
| Ear/eye conditions | |
|
|
| Gastrointestinal problems | |
|
|
| Infectious diseases | |
|
|
| Tick paralysis | |
|
|
| Waiting period | 6 months for cruciate ligaments* | 30 days for illness conditions (6 months for cruciate ligaments*) | 30 days for illness conditions (6 months for cruciate ligaments*) |
| Optional routine care cover | |
|
|
| Lifetime cover - renewal offer guaranteed | |
|
|
| 14 day cooling off period | |
|
|
* Note that a 6 month waiting period applies for cruciate conditions, which may be waived if a Cruciate Ligament Exam Form is completed and signed by your vet on or after the policy commencement date and received within 14 days of the examination date.
Our plans also provide you with a range of additional benefits:
- Emergency Boarding fees - we will pay up to $20.00 per day for the cost of boarding your pet at a licensed pet boarding facility if you are hospitalized for more than 5 days up to a maximum of $500.00 per year
- Tick Paralysis benefit - we will pay an annual limit of $500 under our $8,000 annual limit and $1,000 under our $12,000 annual limit for veterinary costs relating to the treatment of paralysis ticks (Comprehensive and Major Medical Plans only)
- Overseas Pet Travel Insurance - we will pay for eligible veterinary costs that your pet has incurred whilst it is on holiday with you in destinations where your pet is not required to be quarantined on return to Australia
- Free Bow Wow Meow pet tag - policy holders will be provided with one free ID tag for their pet each year if their contact details change or if their pet’s ID tag is lost
And now you can save up to $500 off your next holiday when you sign up - so it's not just your pet who will benefit from your pet insurance! Find out more.
To cover your pet with no waiting period for accident claims, call us on 1800 668 502, or get an online quote now.
-
-
Bow Wow Awarded Best Pet Insurer for 2012
We were very proud to be chosen by the prestigious MDBA as the 'Best Pet Insurance Provider' for 2012. The Master Dog Breeders & Associates is the only group of its kind in Australia, servicing, representing and uniting a wide range of canine enthusiasts, including registered breeders, dog welfare & rescue organisations, professionals & pet owners.
Over 30,000 policies
issued to date -
