You can choose between a zero or $100 excess for the Accident or Comprehensive plans. A $500 excess is applicable to the Major Medical plan. The excess is applied per condition and not per claim. If your pet has multiple treatments for the same condition, you will only be required to pay one excess in each policy year for the same condition.
Why Insure With Us?
We cover up to 80% of costs, up to $12,000 per year
If your pet is injured or gets ill, you want the peace of mind knowing that you are 80% covered.
Some other insurers only refund you a certain percent of your vet bills. With Bow Wow Meow, once you have paid your optional per-condition excess for each unrelated condition, we will reimburse you for 80% of your eligible vet’s bills. This ensures that there will be no gaps in the payment of your pet’s medical treatment.
High annual limits
Our annual limits are also high, increasing the likelihood that you will be rebated for your pet’s complete treatment.
For example, under our Comprehensive Plan and Major Medical Plan, you can choose between maximum benefit levels of either $8,000 or $12,000 per year. Our Accident Plan covers you for up to $8,000 of annual expenses.
Covered for life!
You can start your pet’s cover any time from 8 weeks of age and before its 9th birthday on our Comprehensive and Major Medical Plan. There is no upper age limit for our Accident Plan, so any pet can join, no matter how old!.
Our plans also provide you with a range of additional benefits, including;
Emergency Boarding Fees if you are hospitalised
Tick Paralysis benefit of up to $1000 per year (Comprehensive and Major Medical Plans only)
Overseas Pet Travel insurance
A free pet tag from Bow Wow Meow in each policy year if you change your contact details or your pet's tag is lost.
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You will receive up to $500 in travel dollars to use off already discounted prices from one of the world’s leading travel sites. Click here for details.
We have a range of flexible plans, so it’s easy to choose the right plan for your needs.












